Securing your child’s future is every parent’s priority. We offer flexible and affordable insurance. Various forms of insurance for children are available to provide financial support in case of unforeseen situations.
Here are the main types:
1. Accident and Sickness Insurance
● Available as an add-on to your policy, which provides financial support for serious illnesses, hospitalizations or injuries such as broken bones.
● Or a stand-alone policy for children from birth to age 23
● Covers costs associated with accidents (e.g., broken bones) and serious illnesses (e.g., cancer, type 1 diabetes)
● Two levels of coverage available: Standard (£6/month) and Plus (£11/month)
● Unlimited claims
● Additional benefits: access to GP24 virtual doctor, 24/7 health and well-being support
👉 If your child rides a bike, plays ball, or is simply active – this insurance is for you!
2 Critical illness insurance for children
● Available as an add-on not only to critical illness insurance, but also to other parents’ policies, such as life insurance, income protection or family income benefit.
● Payment of a one-time amount in case of diagnosis of a serious illness in a child
● Sample terms and conditions:
o automatic inclusion in parent’s policy or as an add-on
o additional benefits such as funeral coverage for child up to £5,000
o choice of sum insured from £10,000 to £100,000, option to add at any time
3. Private Medical Care (PMI)
Access to private health care provides faster diagnosis and treatment without long queues – an investment in your child’s health.
Why it’s worth it
✔ Helping you through the tough times when all that matters is your child’s health
✔ Financial support so you don’t have to worry about medical or commuting costs
✔ The ability to extend family coverage to keep your children safe today and in the future.
Flexibility and independence
✔ Children can be covered up to the age of 23, depending on the policy
✔ Upon reaching a certain age (e.g., 18), children can take over the policy or buy their own, ensuring continuity of coverage
Wills – protecting your child’s future
When planning for your child’s future, it’s a good idea to keep a will in mind to ensure your child’s financial stability and settle inheritance issues according to your will.
Summary
Children’s insurance can be tailored to fit your family’s needs – as a stand-alone policy or in addition to existing insurance. It’s a way to provide financial protection in difficult times and peace of mind. Once they reach 17-18 years of age, children can take over the policy or buy their own to continue the protection. Ensure your child’s safety today! Contact me , to learn more about available options.
Pregnancy
Are you planning a baby or already waiting for a toddler? 🍼 Or do you want to protect your family in case of pregnancy complications?
Pregnancy and Early Childhood Cover – special insurance for parents, which provides protection during the difficult moments of pregnancy and the first years of the child’s life. It is not only financial support, but above all peace of mind.
Sample terms and conditions:
✔ payments for serious pregnancy complications (e.g. ectopic pregnancy, eclampsia)
✔ protection for birth defects (e.g. spina bifida, Down syndrome)
✔ financial support for prematurity and hospitalization of the child
✔ flexibility – you can add or remove the supplement at any time
If you want to learn more about how you can best protect yourself and your child.
Write, ask, let’s talk!